Terms of Use

Welcome to the web site (the “Site”) of Cornerstone Capital Inc. d/b/a Cornerstone Capital Group (“Cornerstone,” “We” or “Us”).  The terms of use and conditions (“Terms”) on this page and the Privacy Policy available at http://cornerstonecapinc.com/privacy-policy govern your access and use of the Site.  We may change this page and the Privacy Policy from time to time by posting updates on the Site.  BY USING THE SITE, YOU ACCEPT AND AGREE TO THESE TERMS AND CONDITIONS.  If you do not agree to these terms and conditions, please do not use the Site.

1.         Authorized Uses

The text, graphics, information, and other content displayed on the Site (“Site Material”), are protected by copyright under the laws of the United States and other countries.  Subject to your compliance with these Terms, Cornerstone grants you, on a limited, revocable, non-exclusive, non-transferable basis, permission to visit the Site and to access and view and to make single copies or printouts of the Site Material for informational purposes or for communicating directly with Cornerstone.  You agree to retain all copyright and other proprietary notices in the Site Material and any copy of the Site Material.  Unless you have our express, prior, written permission, you may not sell or modify the Site Material or reproduce, display, distribute, or otherwise use the Site Material in any way for any public or commercial purpose.  You may use the Site for legal purposes only.

2.         Proprietary Rights

As between you and Cornerstone, Cornerstone owns all rights, title and interest in and to the Site text, graphics, images, information, software, audio and video clips, links, logos, icons and other material as well as the Site’s code, look and feel, design, and organization (“Site Content”) including but not limited to any copyrights, trademark rights, patent rights, moral rights, sui generis rights and other intellectual property and proprietary rights.  The Site Material and Site Content may be owned by third parties who have given Cornerstone permission to use it.  Your use of the Site does not grant you ownership of the Site Material or the Site Content.

3.         Prohibited Uses

You may not engage in any commercial distribution, publishing or exploitation of the Site, the Site Content or the Site Material, unless
you have received the express prior, written permission of Cornerstone or the applicable rights holder.  Except as expressly permitted by these Terms or otherwise permitted by law, you may not download, display, copy, reproduce, distribute, modify, perform, transfer, create derivative works from, sell or otherwise exploit the Site Material or the Site Content.  Any unauthorized use of the Site, Site Material or Site Content may violate copyright and other laws of the United States and other countries as well as applicable state laws and may subject you to liability for such unauthorized use.

4.         Trademarks

The trademarks, logos, service marks and trade names (collectively the “Trademarks”) displayed on the Site or on content available through the Site are registered and unregistered marks of Cornerstone and others and may not be used unless authorized by the Trademark owner.  Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the express, prior written permission of Cornerstone or the applicable rights holder.

5.         User Information

In the course of your use of the Site, you may be asked to provide certain personalized information to us.  Our information collection and use policies with respect to the privacy of such information are set forth in the Site’s Privacy Policy, which is incorporated herein by reference for all purposes.  You acknowledge and agree that you are solely responsible for the accuracy and content of User Information.

6.         Submitted Materials

Any and all information, reviews, comments, creative works, demos, ideas, photographs, suggestions, concepts, depictions, methods, systems, designs, plans, techniques or other materials submitted or sent to us (including, for example and without limitation, that which you submit or post to our Site, or that which you send to us via e-mail) (“Submitted Materials”) will be deemed not to be confidential or secret, and may be used by us in any manner consistent with these Terms and Conditions and the Site’s Privacy Policy.

By submitting or sending Submitted Materials to us, you: (i) represent and warrant that the Submitted Materials are original to you and that no other party has any rights thereto, or that you have the necessary licenses, rights, consents and permissions to use such Submitted Materials and submit them to the Site, and that any “moral rights” in the Submitted Materials have been waived, and (ii) you grant us and our affiliates a royalty-free, unrestricted, worldwide, perpetual, irrevocable, non-exclusive and fully transferable, assignable and sublicensable right and license to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, display, make, sell and export such material (in whole or part) and/or to incorporate it into other works in any form, media, or technology now known or later developed.  We cannot be responsible for maintaining any Submitted Material that you provide to us, and we may delete or destroy any such Submitted Material at any time.

7.         Prohibited User Conduct

You warrant and agree that, while accessing or using the Site, you shall not:

  • impersonate any person or entity or misrepresent your affiliation with any other person or entity, whether actual or fictitious, including anyone from the Site or Cornerstone;
  • insert your own or a third party’s advertising, branding or other promotional content into any of the Site’s content, materials or services;
  • obtain or attempt to gain unauthorized access to other computer systems, materials, information or any services available on or through the Site      through any means, including through means not intentionally made publicly available or provided for through the Site;
  • engage in spidering, “screen scraping,” “database scraping,” harvesting of e-mail addresses or other personal information, or any other automatic or      unauthorized means of accessing, logging-in or registering on the Site, or obtaining lists of users’ other information from or through the Site, including, without limitation, any information residing on any server or database connected to the Site;
  • use the Site or its features and services in any manner that could interrupt, damage, disable, overburden or impair the Site or interfere with any other      party’s use and enjoyment of the Site, including, without limitation, sending mass unsolicited messages or “flooding” servers with requests;
  • use the Site or its services in violation of Cornerstone’s or any third party’s intellectual property or other proprietary or legal rights;
  • use the Site or its services in violation of any applicable law; or
  • attempt (or encourage or support any one else’s attempt) to circumvent, reverse engineer, decrypt, or otherwise alter or interfere with the Site or its services.

You alone are responsible for the content and consequences of any of your activities while you are visiting or using the Site.

8.         Public Forums

The Site may include messaging services, chat services, bulletin boards, message boards, blogs and other similar forums and services.  In addition to any other rules or regulations that we may post in connection with a particular feature or service, you agree not to:

  • upload, post, transmit, distribute or otherwise publish to, on or through the Site, any materials which are false, fraudulent, misleading, unlawful,      threatening, abusive, harassing, hateful, racially, ethnically or  otherwise objectionable, libelous, defamatory, obscene, vulgar, offensive,  pornographic, profane, sexually explicit or indecent, including without limitation, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law;
  • violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, trade secret, confidentiality, contract,      patent, rights of privacy or publicity or any other proprietary right; or
  • upload, post, publish, distribute or otherwise transmit any information or material which constitutes or contains a virus, spyware, or other harmful      component, or which contains any embedded links, advertising, chain letters or pyramid schemes of any kind.

It is important to remember that content submitted to a public forum or similar feature on the Site may be recorded and stored in multiple places, both on our Site and elsewhere on the Internet, which are likely to be accessible for a long time and you have no control over who will read them eventually. You should therefore be careful and selective about the information that you disclose about yourself and others in your comments to our public forums or other submissions to our Site, and in particular, you should not disclose any sensitive, proprietary or confidential information.

9.         Right to Monitor and Editorial Control

Cornerstone reserves the right, but does not have an obligation, to monitor and/or review all materials posted to the Site or through the Site’s services or features by users (including by individuals and entities), and Cornerstone is not responsible for any such materials.  However, Cornerstone reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or government request, or to edit, refuse to post or to remove any information or materials, in whole or in part, that in Cornerstone’s sole discretion are objectionable or in violation of these Terms and Conditions, Cornerstone’s policies or applicable law.

10.       Linking to the Site

You agree that if you include a link from any other web site to the Site, such link shall open in a new browser window and shall link to the full version of an HTML formatted page of this Site.  You are not permitted to link directly to any image hosted on the Site or our services, such as using an “in-line” linking method to cause the image hosted by us to be displayed on another web site.  You agree not to download or use images hosted on this Site on another web site, for any purpose, including, without limitation, posting such images on another site.  You agree not to link from any other web site to this Site in any manner such that the Site, or any page of the Site, is “framed,” surrounded or obfuscated by any third party content, materials or branding.  We reserve all of our rights under the law to insist that any link to the Site be discontinued, and to revoke your right to link to the Site form any other web site at any time upon written notice to you.

11.       Indemnification

You agree to defend, indemnify and hold Cornerstone, its affiliates, and its and their directors, officers, employees and agents harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising from (i) your access to or use of the Site, (ii) your placement, submission or transmission of any message, content, information, software or other materials on, to or through the Site, or (iii) your breach or violation of the law or of these Terms and Conditions. Cornerstone reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you agree to cooperate with any such defense.

12.       Orders for Products and Services

We may make certain products and services available to visitors and registrants of the Site.  You may only order products if, and you hereby represent and warrant that, you are domiciled in the United States and you are 18 years old or older.  You agree to pay in full the prices for any purchases you make either by credit/debit card concurrent with your online order or by other payment means acceptable to Cornerstone.  You agree to pay all applicable taxes.  If payment is not received by us from your credit or debit card issuer or its agents, you agree to pay all amounts due upon demand by us.  Certain products that you purchase and/or download on or through the Site may be subject to additional terms and conditions presented to you at the time of such purchase or download.

13.       Third Party Web Sites

The Site may contain links to third party web sites, and third party web sites may link to the Site (“Linked Sites”).  You acknowledge and agree that we have no responsibility for the information, content, products, services, advertising, code or other materials which may or may not be provided on Linked Sites.  Links to Linked Sites do not constitute an endorsement or sponsorship by us of such sites or the information, content, products, services, advertising, code or other materials presented thereon.  Any reliance on a Linked Site is done at your own risk and you assume all responsibilities and consequences resulting from such reliance.

14.       Copyright Agent

We respect the intellectual property rights of others, and require that the people who use the Site do the same.  If you believe that your work has been copied in a way that constitutes copyright infringement, please send a notice, in compliance with Digital Millennium Copyright Act, 17 U.S.C. § 512(c)(2), to Cornerstone’s Copyright Agent: info@cornerstonecapinc.com.

15.       Disclaimer of Warranties

THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS THEREON, IS PROVIDED “AS IS,” “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, CORRECTNESS, PRECISION, THOROUGHNESS, COMPLETENESS OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED.  WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED.  WE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS’ REQUIREMENTS.  NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.  CORNERSTONE ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, OR AUDIO FROM THE SITE.

WE TRY TO ENSURE THAT THE INFORMATION POSTED ON THE SITE IS CORRECT AND UP-TO-DATE. WE RESERVE THE RIGHT TO CHANGE OR MAKE CORRECTIONS TO ANY OF THE INFORMATION PROVIDED ON THE SITE AT ANY TIME AND WITHOUT ANY PRIOR WARNING.  CORNERSTONE DOES NOT NECESSARILY ENDORSE, SUPPORT, SANCTION, ENCOURAGE OR AGREE WITH ANY SUBMITTED MATERIALS, OR ANY OPINION, RECOMMENDATION OR ADVICE EXPRESSED OR IMPLIED THEREIN, AND CORNERSTONE EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY IN CONNECTION WITH SUBMITTED MATERIALS AND ANY OTHER CONTENT OR INFORMATION CREATED OR PROVIDED BY USERS OR OTHER THIRD PARTIES.

16.       Limitation of Liability

IN NO EVENT, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL CORNERSTONE, OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, YOUR ACCESS TO OR USE OF, OR THE INABILITY TO ACCESS OR USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, YOUR PROVISION OF INFORMATION VIA THE SITE, LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS.  IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER PERSON ON OR THROUGH THE SITE.  IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE PROTECTED ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM THE TERMS AND CONDITIONS OR YOUR USE OF THE SITE EXCEED, IN THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO CORNERSTONE FOR YOUR USE OF THE SITE OR PURCHASE OF PRODUCTS VIA THE SITE.  IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.

17.       Applicable Laws

We operate the Site from our offices in the United States of America.  We do not represent that materials on the Site are appropriate or available for use in other locations.  Persons who choose to access the Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.  All parties to these Terms waive their respective rights to a trial by jury.

18.       Termination

Cornerstone has the right to terminate, change, suspend, impose limits on or discontinue any aspect of the Site or the Site’s services, or your access to or use thereof, at any time, if we believe you are in breach of these Terms and Conditions, Cornerstone’s policies or applicable law, or for any other reason without notice or liability. Cornerstone maintains a policy that provides for the termination in appropriate circumstances of the Site use privileges of users who are repeat infringers of intellectual property rights.

19.       Changes to Terms of Use

Cornerstone reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Terms of Use, in whole or in part, at any time.  Changes in this Terms of Use will be effective when posted.  Your continued use of the Site and/or the services offered on or through the Site after any changes to this Terms of Use are posted will be considered acceptance of those changes.

20.       Miscellaneous

These Terms and the relationship between you and us shall be governed by the laws of the United States and the State of New York, without regard to its conflict of law provisions.  You agree that any cause of action that may arise under these Terms shall be commenced and be heard in the appropriate court in the State of New York, County of New York.  You agree to submit to the personal and exclusive jurisdiction of the courts located within New York County in the State of New York. Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision.  If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect.

Last Updated: February 13, 2014